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    Digital Euro Faces Delay Launch Expected by 2029

    Digital Euro Faces Delay: Launch Expected by 2029

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      The long-awaited digital euro — the European Central Bank’s central bank digital currency (CBDC) project — is facing another delay, with its launch now projected for mid-2029.

      Speaking at the Bloomberg Future of Finance event in Frankfurt, ECB Executive Board member Piero Cipollone said, “The middle of 2029 could be a fair assessment,” emphasizing that discussions with EU member states are ongoing.

      Legislative Delays

      According to Cipollone, the European Parliament remains the biggest obstacle, as it must pass the necessary legislation before the project can move forward. A general agreement among member states is expected by the end of this year, while Parliament is likely to take a formal position by May 2026.

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      Roadmap and Next Steps

      Last week, EU ministers reached a compromise on the digital euro’s roadmap, including potential holding limits for users. The ECB is expected to decide in October whether to proceed to the next phase of development.

      A progress report on the project will be delivered by a Member of European Parliament (MEP) on October 24, followed by a six-week amendment period and several months of further discussion.

      Despite delays, the digital euro remains a key part of Europe’s strategy to safeguard financial sovereignty, particularly as U.S. stablecoins gain momentum.

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